Tips, facts about credit report, credit score and identity theft

The pros and cons of freezing your credit report

Wed, 28 May 2008 19:26:20 -0500

We have all heard the scary stories about identity theft, and many of us are wondering what we can do to protect ourselves from this growing threat.

What Every Consumer Needs to Know About the Vantage Credit Score

Sat, 17 May 2008 14:55:56 -0500

While most of us understand the importance of a good credit score, many people are unaware that there is a new credit scoring system in town.

Are you a credit card abuser?

Tue, 13 May 2008 21:55:15 -0500

Do you whip your credit card out at the drop of a hat to pay for anything and everything under the sun whether you need it or not?

A guide to reading your credit report

Thu, 08 May 2008 23:08:44 -0500

Credit reports play a large part in the financial life of consumers. Once you have your credit report, what will you see?

Surprising things that may affect your credit score

Tue, 06 May 2008 21:36:52 -0500

That is because these simple actions can shave precious points off of a credit score, and that can result in higher interest rates on mortgages, car loans, credit cards and other debt.

Ten inexpensive ways to save money on your electric bill

Fri, 02 May 2008 23:57:03 -0500

For a few months of the year electric bills are as extreme as the temperatures outside. The rest of the year an electric bill is simply painful to open.

A few ways to save money

Thu, 24 Apr 2008 22:43:38 -0500

With the economy in current disarray and an ever-growing crisis in the housing and fuel markets, people are constantly looking for more effective ways to save money.

Car finance tips

Thu, 24 Apr 2008 22:39:09 -0500

Buying a car is one of the most important decisions you can make. These car finance tips will help you choose the right car for your own needs and get the right financing to pay for it.

Fast facts about home loans

Wed, 23 Apr 2008 23:16:11 -0500

Home loans are available in a variety of packages. Therefore, the wisest strategy for any potential homeowner is to shop around for the best interest rates and terms.

The secret technique to get rid of your debt for good

Tue, 22 Apr 2008 22:18:15 -0500

Debt, and in particular credit card debt, is not a good thing. The interest that you are paying on credit card debt wastes hundreds, even thousands of dollars of your hard-earned money.

Smart ways to get a credit card when they tell you NO

Tue, 22 Apr 2008 22:06:49 -0500

Many consumers are denied credit every year. Sometimes, it’s through no fault of their own that they are denied access to a credit card.

Keeping your bank account safe from identity theft

Sun, 20 Apr 2008 11:37:53 -0500

Bank account numbers can hold the keys to far more information for criminals and identity thieves, of course, and that is perhaps why they are so highly sought after.

Building your credit history

Sun, 20 Apr 2008 01:02:03 -0500

Until you have borrowed money and repaid it, lenders are very hesitant to loan money to you. Of course, you can't repay a loan until someone loans you money. Catch 22, right?

Factors that affect your credit score

Sun, 20 Apr 2008 00:55:08 -0500

Your credit can affect everything from your ability to get a credit card or loan for a house or automobile.

Facing up to Reality with Debts – First Steps

Sun, 20 Apr 2008 00:19:57 -0500

Ok, so you're admitting you're in over your head. Believe it or not, this is good! Not that you have all this debt, but because you've taken your head out of the sand and acknowledged that your finances are out of control.

The basics of creditworthiness

Sun, 20 Apr 2008 00:00:00 -0500

Many consumers don't bother to think about their creditworthiness until they run into problems trying to obtain a mortgage or loan

The benefits of the fixed rate mortgage

Sun, 20 Apr 2008 00:00:00 -0500

New homeowners have so many options when it comes to obtaining a mortgage for their home.

Identity Theft: Safeguarding Your Credit and Reputation

Fri, 18 Apr 2008 21:06:07 -0500

Identity theft can destroy your credit, ruin your reputation, and cost you time, money, and legal expenses.

Phishing and Identity Theft - What is Phishing?

Thu, 17 Apr 2008 22:27:31 -0500

The problems of phishing and internet theft are actually interrelated, since phishing schemes are often used to commit identity fraud.

Five reasons to STOP using credit cards

Thu, 17 Apr 2008 22:21:39 -0500

If you ever really think about it, there are some pretty convincing reasons we should avoid using credit cards.

What to consider when hiring a mortgage broker

Thu, 17 Apr 2008 21:35:55 -0500

It is a wise decision to educate yourself about the mortgage financing options and not blindly trust someone and later regret it.

Buying your new car: What you need to know

Wed, 16 Apr 2008 21:44:31 -0500

One of the decisions you will need to make before you bring your new vehicle home is whether you should buy your new car or lease it.

Tips to raise your FICO credit score

Wed, 16 Apr 2008 21:20:36 -0500

Your FICO credit score is more than just a number, it is a statistical method used to determine the likelihood that you will pay the money back.

The basics of debt relief options

Tue, 15 Apr 2008 22:50:04 -0500

If you are determine to find a way to become debt free once and for all, but you don't know where to start.

How to get a better auto loan when you have bad credit

Tue, 15 Apr 2008 22:42:28 -0500

Things are tough when you have bad credit. It is difficult to pay your bills on time because you have so many of them. It's harder to get loans with good interest rates because your credit score is too low.

Home Refinancing: Introduction and Advantages

Tue, 15 Apr 2008 22:32:48 -0500

Home refinancing, the process of paying off your home mortgage of a higher interest rate with money from another of a lower interest rate, thereby minimizing the total debt to be paid.

Avoid identity theft and keep your good name

Tue, 15 Apr 2008 22:18:13 -0500

There are many types of financial crimes that can impact your good name and your wallet, but few are as financially and personally devastating as that of identity theft.